You would be bound when the bank agreed to accept
the terms of the existing lease as you did not object at the time
the bank made these announcement. Your conduct of staying without objecting is evidence that you accepted the bank taking over as landlord. This would be their evidence if a court of law where to hear this case. If it is at all possible ask the bank to release you from the lease given that you wish to waive your deposit and additional monies they have from you. You are entitled to the deposit if you have not damaged the property. The bank cannot keep the deposit unless they present proof of damages
beyond the normal wear and tear.
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