Do we need a lawyer to answer the forecloser papers?
State/Country relating to question: Iowa
You are never required to retain a lawyer to file an answer to a foreclosure complaint. You can prepare your own answer pro se (representing yourself). However, I would caution you from taking this approach. Most times a lawyer can file an answer to the foreclosure complaint which is much more in depth than most pro se answers. Also, the attorney will review the complaint and determine if the correct response is to file an answer (in some instances they can get the complaint dismissed if it is not drafted properly).
Licensed attorney and real estate agent with over 18 years of experience
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