Based soley on the information you have provided, I don't see how $150 came up. 10% would be $60.00. Plus VA landlord tenant law can allow a processing fee for the late charge at $50.00 (if a bad check is used), but still that does not add up to $150.00 and further all of these charges would have to be disclosed in her lease agreement. VA law only provides for "reasonable" charges which have to be disclosed, so that is one basis your daughter in law can use to dispute the landlord's terms.
VA law here
Bottomline: I don't see how the landlord can ask for this without full disclosure before the agreement is signed.
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