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JD, Lawyer
Category: Real Estate Law
Satisfied Customers: 1335
Experience:  Over 11 years litigation experience including eminent domain and real estate disputes
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a debt collector called today, attempting to collect on a debt

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a debt collector called today, attempting to collect on a debt from 12 years ago, on a credit card we never held. the man had all information necessary and they had done a credit inquiry(we checked the credit report) they are claiming to place a lien against us for $1048. does this sound real

It appears that Alaska Code of Civil Procedure 09.10.053 (*/doc/{t2496}/pageitems={body}) sets the statute of limitations on a credit card collection action (breach of contract) at three years. You should consult a local attorney if any other collection efforts are made and dispute the debt. They are most likely prohibited from filing a lawsuit and your attorney can make the calls stop.


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