Real Estate Law
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The only way the creditor can get to this money is if you put it in a checking or savings account that belongs to you.
If you put the money in an escrow account at the bank, with a law firm, etc. that is not in your name, the money should be safe until transferred to the lender.
You could also keep the money in cash until you pay the lender. This would ensure the money went where you want it to go.
This amount is now in cash, I will go to the bank and get a cashiers check made out to the mortgage company and send it overnight mail to the address that they have told me to send it. Using this method should be safe and out of their reach?