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Question

a company frm texas is trying to collect for a computer that was bought in 1993. Is there any limitations on how long before a debt like this can be collected in Pa. the company is in Texas?

Submitted: 697 days and 23 hours ago.
Category: Legal
Value: $15
Status: CLOSED
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Optional Information

Optional Information:
Hughesville, Pennsylvania

Already Tried:
anything

Posted by LawNinvest 697 days and 18 hours ago.

Info Request

Just to clarify, was the purchase of the computer transacted in Texas?

697 days and 3 hours ago.

Reply

no, it was bought over the internet in Penna. but my husband gave me the wrong dates it was bought in 2002

Posted by LawNinvest 697 days and 2 hours ago.

Answer

Thank you for the clarification in Pennsyvlania the statute of limitations on a purchase is four years from the date of default. The date of default means the date where payment was due but never paid. So if the money was due in 2002, then the creditor had until 2006 to file a lawsuit.

Note: The statute of limitations only applies for the creditor to file a lawsuit, it will not bar the creditor from attempting to collect on their own. So what you can do is send them a letter to cease contact you as the statute of limitations has experienced and you do not owe this debt. If at anytime you have acknowledge the debt, then you have renewed the statute of limitation, so this is why it is best to always dispute the debt.

Please accept my answer for the work I have provided you and to close this window. Thank you for using Just Answer.

Legal Disclaimer: The information given by me is for informational/research use only and you are paying me only for such information. The information contained herewith is not legal advice and by rendering such information there is no formation of an attorney-client relationship. I also do not claim to be licensed to practice in the state where this information is being provided. I strive to provide quality information, but I make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked herein and it’s associated sites. As law is always changing, you are advised to speak with the appropriate legal counsel for accurate information. Thank you.

697 days and 2 hours ago.

Reply

my husband just got a letter served to him on monday from a small claim court in Texas. They say we own 2,200. What can we do with this?

Accepted Answer

Since the statute of limitations (SOL) has now expired, your husband needs to answer their complaint by objecting to it on the grounds that the SOL has now expired and they are barred from filing the law suit. He needs to file an answer and seek dismissal as the SOL has ran per the state statutes as stated below.


Your husband can cite the following code section (see below) for Pennsylvania to support that the SOL has ran. Even in Texas the SOL has ran as that is also four years. You can see both of these code sections below.

For Pennsylvania:

JUDICIARY AND JUDICIAL PROCEDURE (TITLE 42)

§ 5525. Four year limitation.


For Texas see below.


§ 16.004. FOUR-YEAR LIMITATIONS PERIOD. (a) A person
must bring suit on the following actions not later than four years
after the day the cause of action accrues:
(1) specific performance of a contract for the
conveyance of real property;
(2) penalty or damages on the penal clause of a bond to
convey real property;
(3) debt;
(4) fraud; or
(5) breach of fiduciary duty.
(b) A person must bring suit on the bond of an executor,
administrator, or guardian not later than four years after the day
of the death, resignation, removal, or discharge of the executor,
administrator, or guardian.
(c) A person must bring suit against his partner for a
settlement of partnership accounts, and must bring an action on an
open or stated account, or on a mutual and current account
concerning the trade of merchandise between merchants or their
agents or factors, not later than four years after the day that the
cause of action accrues. For purposes of this subsection, the cause
of action accrues on the day that the dealings in which the parties
were interested together cease.


Please accept my answer for the work I have provided you and to close this window. Thank you for using Just Answer.

Legal Disclaimer: The information given by me is for informational/research use only and you are paying me only for such information. The information contained herewith is not legal advice and by rendering such information there is no formation of an attorney-client relationship. I also do not claim to be licensed to practice in the state where this information is being provided. I strive to provide quality information, but I make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked herein and it’s associated sites. As law is always changing, you are advised to speak with the appropriate legal counsel for accurate information. Thank you.

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Expert: LawNinvest
Pos. Feedback: 99.5 %
Accepts: 7365
Answered: 12/12/2007

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