i have a score of 612. on a scale of 1- 10 10 being bad where do i stand? am trying to boost that score, and can i add cell phone bills, house phone or direct tv accounts to my credit file to help boost my score, and i have things on my report that i know is not me ,but my report say that it is me, what can i do to prove that these accoubts donot belong to me. i tried to dispute them. thank you john