Greetings:
It seems rather soon for refinancing after one payment, thus it would appear that certain arrangements may be made depending upon the terms and conditions of the mortgage company's policy/papers that were signed. Immediate negotiations due to extenuating circumstances may allow one to readjust financial obligations in this particularly short amount of time. Contacting the holding mortgage company, as well as outside companies, can certainly assist you accordingly.
If you wish for further information, please let me know.
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Bright Blessings.
The Mystic Wave
Paralegal
30 yrs. exp. in the legal profession. Specializing in Personal Injury, Criminal, Civil & more.