Hi, you only recourse at this time is to contact a debt consolidator service and financial planner. Often they will help you get organized and come up with a budget and a plan to make your life manageable. They can also contact the people you have credit/debts with and work out a deal. Typically they can save you hundreds a month and they know how to negotiate with credit card companies. They can also help you build your credit back by getting a high interest card, use it a few times for 15-20 dollars and then put it away. I know of one or two of these companies that will help you get an low interest loan and will handle you monies. You may need someone to take over and help you learn to be better with your monies. Call one now and make an appointment for them to come to your home and speak to you. Shop around until you find one that will work with you and understands your problems. They will help you get out of this hole and teach you how to not repeat bad mistakes from the past. If you have any other questions, please ask.
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REMEMBER to click the "ACCEPT" button if this has helped you.
