I make good money, have had hard time since 2003, I Lost my job and my wife left me with a house and brand new van. Inevitably I had to file for bankruptcy. Now, I find myself in a simular situation however my wife stands by me, however with my past credit and circumstances from having to relocate from FL to WA, I find myself in debt and unable to sleep at night from overwelhming bills. I pay higher interest because I am a credit risk and I can't find anybody to help me make my life simpler. I pay 15% interest for my truck, to build credit, and 10 and 11% for an 80/20 loan in order to buy a house to re-establish credit. I am very stressed and don't now how I am going to make it to the next month. I thought about consolidating my bills but no one will give me the break I need. Who can I turn to to help me figure out what I need to do to turn my life around. NO CCC please. I am begging for help. I learned my lesson in the bankruptcy, but am learning that my credit is very important and I don't want it to be bad again so I am looking for alternatives to get it back in line. In relocating, they have cut my overtime back until I get trained, My wife has finally gotten a job, however it will all take time to get back on track. our lives would be so much easier if I could get the lower interest and consolidations in order to get my bills back on track. Any help is appreciated.

Thanks, Ron