Question

My mother-in-law lived in the state of Georgia. She had to go to a nursing home about 4 years ago and recently passed away. Right before she went in the nursing home, we found that she had credit card & loan debt. She was living on strictly ss at the time and had not paid anything in quite some time. When we initially responded to the creditors, they were very nasty so we quit trying to talk to them. We had tried to explain that she was in a nursing home and her ss check was sent directly to the nursing home. She owned nothing else, no property, car, etc. The creditors continue to send bills to the nursing home which, in turn, send them to us. We need to know what we need to do now that she has passed away. She had about $400 left in her checking account when she went into the nursing home and that has stayed there. My husband and I spent about $1,600 for her cremation & service out of our pocket. We don't want them to start hounding us but there isn't enough to pay everyone