Hi Beverly,
Absolutely, this needs to be answered and I recommend you hire an attorney to do it for you. If it is not answered, and your name is not removed from the lawsuit by the time it is due, you can have a default judgment entered against you. Also, If you hire an attorney, s/he can work on getting a release for you before this even needs to be answered. A extension to answer can be granted, but the attorney will be able to decide what it best. You can find a local civil law attorney here: www.martindale.com. If you have more questions, I will be happy to answer them. Please accept my answer so I can receive credit for helping you. We can always continue our conversation at no additional charge. Thanks!
Lawyer
Civil Law; HOA; Landlord/Tenant; Real Estate; Probate; Insurance; Immigration; Wills & Trusts