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Question

I live in Minnesota. Three years ago I built a house in Florida as an investment that I was going to sell immediatly. By the time the house was built the market had crashed. My interest payments on the mortgage are $2500/month plus taxes and insurance. I am renting out the house for $800/month.Can I get any income tax relief - my accountant says not until I sell the house. Thanks Chris

Submitted: 15 days and 10 hours ago.
Category: Tax
Value: $30
Status: CLOSED
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Posted by Merlo 15 days and 9 hours ago.

Info Request

Hello XXXXXXXXXXXXX,

 

Do you actively participate in the management of this property?

 

If so, is your adjusted gross income less than $150,000 for the year?

 

15 days and 9 hours ago.

Reply

I pay a management company 10% of the rental revenue

Gross income is above $150,000

Accepted Answer

Hello again 501,

 

When you own rental properties, if you play an active role in the management of the properties and if your AGI is below $150,000 per year, then you may deduct up to $25,000 per year in net rental losses from your other income. However if your income is above the allowed amount, these rental losses would not be deductible. You may, however, carry forward these rental losses, and either use them in a year when your AGI would be below the $150,000 limit, or you may deduct the accrued losses in the year you sell the property.

 

That will be the only way you realize any tax breaks for this property.

 

If this was helpful please press the Accept button.

 

Thank you 501

 

 

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Expert: Merlo
Pos. Feedback: 99.8 %
Accepts: 
Answered: 11/5/2009

Accountant

25+ years tax consulting. Specializing in returns for US citizens living abroad

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