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Question
Hello I was admitted a couple months ago into emergency room of UCLA Santa Monica for being dizzy and weak. Instead of means like LAC+USC for expungement of medical bills due to not able to pay ("ATP" feature of LA hospital) I hit repeatedly with separate bills which I can't afford because I only live off State Disability and when it ends Apr 20th I'll be "high & dry" for 18-1/2 months 'til my social-security-retirement kicks-in. Per many places on web I see one has a right to emergency room "despite" inability to pay, how does one "cut things at the pass" in regard (or apply) this billing and ones emergency-room rights and its most likely follow-up of legal action on their part? jerry
Submitted: 17 days and 11 hours ago.
Category: Legal
Value: $18
Status: CLOSED
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State/Country relating to Question: California
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Hello, A search resulted in your place for medical billing,, ignore me if this is wrong to write you then. I had an emergency vehicle call in Santa Monica couple months ago, felt dizzy & weak. That was a big mistake as it resulted in a few separate bills, emergency room, doctor, etc, unlike LAC+USC where they fix me from a heart attack, twice inpatient totalling $50,000 yet I pay nothing because of their "ATP" ("ability to pay") program, so it was "mistake" having this moment in Santa Monica! I only live off paltry State disability for half a year now and 'til Apr 20th, can't work due to coronary heart disease and beta-blockers to slow my heart and relax the left over vein that has multiple lessions (main clog fixed with stent), so I have to save as much of my SDI to last me 18-1/2 months 'til my retirement-social-security arrives Nov '11, thus can't afford this Santa Monica UCLA EMS bill. According to these web finds in California I have a right to emergency medical service despite not being able to pay: ------------------- http://articles.latimes.com/2009/apr/27/health/he-bills27 Under California law, however, hospitals are required to offer discounted or free care to patients who meet financial eligibility guidelines. And most will negotiate with any patient having difficulty paying the bill, says Jan Emerson, a representative for the California Hospital Assn. http://www.calpatientguide.org/iv.html and.... http://articles.moneycentral.msn.com/Insurance/KnowYourRights/KnowYourEmergencyRoomRights.aspx?vv=700 and.... http://www.badfaithinsurance.org/reference/HL/0075a.htm ---------------- So how and in what way can this be applied to these medical bills to "cut it at the pass" before they sue me and tack on to my bank-account? Sure would appreciate your help. I am 60 in this SoCal area. Thx, jerry
Posted by
SmallTownLawyer
17 days and 10 hours ago.
Answer
Hello -
Thank you for contacting JustAnswer.
You are correct that you have the right to care despite your ability to pay. This is why you WERE cared for, because you have the right to it. However, this does not mean that you are liable for the payments, it just means that they will not refuse your service.
You need to speak with teh hospital financial advisor about your options on getting this debt down to some managable number. As the link you provided states, the California Office of Statewide Health Planing lets you find out the charity provisions at your local hospital. Follow
THIS LINK
and see if what programs are available for the hospital you were treated at.
If your income is below $36,400 per year (which it should be if you are living off State Disability) and you don't have health insurance, you may qualify for discounted care. Speak with the financial advisor to find out what programs are available to you. You will never know unless you try.
Hope this helps
.
If my answer was helpful, please click ACCEPT so i may be compensated for my time. If you are not satisfied with the Answer, please feel free not to Accept, and post a follow up question so I may be able to clarify my Answer. My goal is to provide an outstanding Answer, so give me a chance.
Regards,
Michael
17 days and 10 hours ago.
Reply
I had been once by phone in contact and the reply was to come in for getting charity to help with half the bill. I wasn't happy with that so been trying to repeat by snail-mail-replies-to-the-bills of these rights.....but to no avail, they send the bills from different departments like a machine, and now the emergency room sent letter they are sending this to their collection department! I really can't afford even small payments right now as I'll have 18-1/2 months of a dry spell in income , what I'm saving is to survive that dry-spell (it's very hard to get SSDI, so most likely will have no income during that time), and I can't see explaining that to them as I know what kind of answer I'll get, so I don't know what to do. jerry
Accepted Answer
Charity help for half the bill sounds like a great deal. You need to speak with the advisor soon before they send the bills to collection. Once they are in collection, you are going to owe the entire amount and there won't be anything you can do about it. Speak to the financial advisor over the phone and come up with the best plan that prevents the bills from going to collection and allows you to pay slowly.
I understand you don't have enough for a payment, but you'll have to budget it. You have to show them you are willing to pay your bill or you will have no chance at getting help.
Take care,
If my answer was helpful, please click ACCEPT so i may be compensated for my time. If you are not satisfied with the Answer, please feel free not to Accept, and post a follow up question so I may be able to clarify my Answer. My goal is to provide an outstanding Answer, so give me a chance.
Regards,
Michael
Expert:
SmallTownLawyer
Pos. Feedback:
98.9 %
Accepts:
Answered:
11/5/2009
Attorney
Licensed Missisippi Attorney; Criminal Law, Family Law, Personal Injury, and Civil Defense
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