Answer

Thank you for contacting our JA team for guidance.

First, they must not contact your husband at work if he tells them not to. They should also provide documentation of the legitimacy of the debt. You should not sign anything since you are not liable for these debts yourself.

Once you have received documentation of the debt, take it to a local contracts attorney familiar with federally backed student loans. If the loans are not backed by the federal government, they may be too old to collect on by the creditor. If they are backed by the federal government, they can continue collection activity, but there are limits to the amount of his income that could be garnished and some property held with you would be exempt from attachment.

Don't allow them to just take whatever you have, as they may try if you are not properly represented. The state bar association can provide you with attorney referrals as well as any low cost programs in your area.

Please let me know if you need additional information.


Best regards to you,

TG

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