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Question

Hello, I got married this last April.. Went to my bank with my name change stuff, the marriage license, D. License. Everything went okay. Last week I got a call from a banker telling me that they have either lost my documents or they got shredded. And just send the documents back to her in the prepaid envelope. I know shit happens and things do get lost. So my husband just asked her to send us a letter in regards to them losing my documents..That way I would be protected if someone stole my identity? What she sent was a letter say "your request to change your name will be completed once we recieve the required documents.............Return this document in 5 days. I have the documents that is not the problem. I want something stating that they lost my stuff. And she just blew me off. I don't think that is wrong for me to ask for that? Do you? Its a Bank... What do you think I should do? Thanks Debbir

Submitted: 16 days and 13 hours ago.
Category: Legal
Value: $18
Status: CLOSED
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Optional Information

State/Country relating to Question: Nebraska

Already Tried:
I haven't done anything as of yet. But I have had my checking & Savings account in my new name for about 5 months. And she addressed the letter to me in my maiden name.

Accepted Answer

Good morning Debbie. Thank you for your question.

What follows may not be what you want to read. However, please do not shoot the messenger. While I can control the quality of an answer, my control over the the content of an answer is restrained by the truth.

I don't think your request is unreasonable at all. However, there's unfortunately no way to force the bank to send you a letter admitting the wrong it committed.

The bank may choose not to comply with your request. Doing so would be an admission that the bank acted irresponsibly with the paperwork and should any damage come to you as a result of the bank's negligence, that letter could be used in a legal proceeding against the bank. For that reason, companies often avoid sending proper apology letters. You can ask. Unfortunately, there's no forcing them to comply.

However, if something does happen and damages do result, the verbal statement made to you may be an admission as well. Further, you may be able to use other evidence that the documents were submitted twice.

I know this isn't what you were hoping to hear. Unfortunately, there's no way to really force another party to admit wrongdoing. If there was, it would sure make the lives of plaintiffs a lot easier.

Please remember to click accept so that I will receive credit for my time and effort spent responding to your question. Bonuses are always greatly appreciated.

If you need additional clarification of this response, please ask a follow-up question and I will be happy to clarify.

Good luck,
T

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Expert: T-USA
Pos. Feedback: 98.8 %
Accepts: 
Answered: 11/5/2009

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Licensed FL Attorney

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