They said that the doctors did not supply enough documentation on objective findings for my illness which is BP mixed and severe.. That is a croc because the specialist commented, very strongly on my depresssion, lability, agitation, anxiety etc. They took the fact that i had improved in one area as the basis to show that I was improved enough to go to work. Hell I remain disorganized and depressed. They also claim that the physicians did not personally return enough calls from Cigna seeking information on me.. They sent in plenty of written documentaion to the questions asked. The docs did not return a couple of calls but that was because of the time difference and they are busy as hell. MY chief Psych sent in plenty of information.It goes on and on with twisted reasons. It is not factually accurate in many areas. But a big reason why it was denied was the fact tha the social worker said I was improved, which they thought contradicted the Psych's documentation. I was slightly improved only in the particular life events that we were working on but not in my overall symptoms. I remain depressed, hopeless, and lethargic. I am getting high blood pressure and more agitated now when I get really worked up over this denial. It is a difficult situation to describe. I hope this added info helps.

Thanks

But isn't going back to work an admission that I am not disabled( I am still very ill) but the company is forcing my hand because if I stay out when Nov 9th rolls around, my position becomes open to be filled from outside and I am termed an inactive employee at most.

I just want to make sure because the shortening of my STD and the denial of the LTD has to be appealed.

Before I went out I was given a warning on sales performance even though others were performing poorly and my sales were climbing. The warning letter came out of nowhere. So when I go back, they could say it was because of performance even though performance is measured over a year period instead of at July. a few others older like me got warnings also and their track records were solid going into this year.

The issue is can I still appeal Cigna's denial if they terminate for that reason? The wrongful termination is another crazy thing.

so your advice is to stay out on unpaid leave and appeal the denial. That way I avoid their poor performance trap!

I believe they are pressuring me to come back so they can terminate. I am not ready to come back do to illness so my LTD appeal would be in jeopardy if they claimed poor performance even if it is at the very least questionable.?

So if they terminate based on"performance" I lose my right to appeal the LTD denial

If I was terminated because of the condition, I wold not be an employee either but I could still appeal the disability right?I could also sue them for discrimination!

You are a good defense attorney. I lose to both the company and to Cigna!

This is a legal nightmare for me? That is the last question.

I am in pretty deep and I am still pretty ill but I will heed your words.

Thanks alot.