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Question

A corporation pays for an employee's health insurance and it is a business expense. Can the corporation pay for an employees out of pocket medical expenses say a procedure not covered by health insurance or the deductable portion of the medical insurance and have it be a business expense?

Submitted: 31 days and 3 hours ago.
Category: Tax
Value: $15
Status: CLOSED
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State/Country relating to question: California

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Posted by LEV 31 days and 3 hours ago.

Answer

Can the corporation pay for an employees out of pocket medical expenses say a procedure not covered by health insurance or the deductible portion of the medical insurance and have it be a business expense?

Yes - but such payment is a fringe benefit and should be included into employee's wages.

A corporation may also establish a Flexible Spending account (FSA) for employees - contributions to this account from employee's wages are exempted from an income tax and from FICA taxes.

 

Let me know if you need any help.

 

 

31 days and 2 hours ago.

Reply

The situation I have in mind is an employee on social security and they are already earning the maximum monthly salary allowable and so any addition to wages would put them over the wage limit. The employees health insurance is covered and not figured into wages so can the payments I mentioned also not be a part of wages for social security?

Accepted Answer

Contributions into an employee's Flexible Spending account (FSA) are not subject of FICA taxes - social security and Medicare - and are not included into earnings for social security purposes.

Another way - to establish a retirement plan for your employer - while employee's contributions are subject of FICA and are included into earnings for social security purposes - employer's matching contribution are not.

For tax treatment of other types of payments and fringe benefits - see IRS publication 15 page 32 - http://www.irs.gov/pub/irs-pdf/p15.pdf - see Social Security and Medicare tax treatment in the middle column.

 

 

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Expert: LEV
Pos. Feedback: 99.3 %
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Answered: 10/21/2009

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