JustAnswer > Tax
Ask A Question|Register|Login|Help
JustAnswer

Tax

Ask a Tax Question, Get an Answer ASAP!

Have your own Tax question?

6 Tax Professionals are Online Now
characters left:
Not a Tax Question?

Related Tax Topics:

  • Gov
  • ,
  • Irs
  • ,
  • Tax
  • ,
  • Back
  • ,
  • Cost
  • ,
  • Form
  • ,
  • Loan
  • ,
  • Paid
  • ,
  • Rent
  • ,
  • Time
Bookmark and Share

Question

I am going to be working for a bank that will have me sign a W4 form or W5 form. I don’t really know the difference. I am going to be hired as a loan officer with a 90 day draw against commissions. I am not really salaried. I will be commuting around 100 miles a day for training from my house to the training office. I will be working a lot out of my house and seeing clients. What can I write off for mileage since I don’t really have an office to work out of?

Submitted: 57 days and 6 hours ago.
Category: Tax
Value: $30
Status: CLOSED
+
Read More

Optional Information

Country/State/Province of question: Maryland

Already Tried:
this is my first tax question for this particular question. I have asked a lot of others previous on other tax topics.

Posted by LEV 57 days and 6 hours ago.

Answer

Hi,

welcome back!

 

The purpose of W4 form - to determine your income tax withholding.

Assuming you are single, do not have any dependents, and will use standard deduction - you normally should claim two allowances on W4 form.

If you are going to claim any additional deductions - you should add one allowance for each $3650 of additional deduction (for 2009).

I will estimate your withholding if needed.

 

The form W-5 is used in you have a dependent for whom you are eligible for EIC and want top claim Advance Earned Income Credit with your paycheck.

 

As you are an employee - you need to confirm with your employer if you will be treated as a statutory employee.

The difference is in claiming your job related expenses.

If you are an employee, you may be able to deduct your work-related expenses as an itemized deduction (subject to limitations) on Form 1040, Schedule A. Additional information on this subject can be found in the instructions for the Form 1040, Schedule.

If you have an office in your home that you use as your principal place of business for your employer, you may deduct the cost of traveling between your home office and work places associated with your employment.

 

To deduct expenses for business use of the home, part of your home must be used regularly and exclusively as one of the following:

  1. The principal place of business for your trade or business;
  2. The place where you meet and deal with your patients, clients, or customers in the normal course of your trade or business; or
  3. In connection with your trade or business, if you use a separate structure that is not attached to your home.

 

Where the exclusive use requirement applies, you cannot deduct business expenses for any part of your home that you use for both personal and business purposes. For example, if you are an attorney and use the den of your home to write legal briefs and also for personal purposes, you may not deduct any business-use-of-your-home expenses. Further, under the principal-place-of-business test, you must determine that your home is the principal place of your trade or business after considering where your most important activities are performed and most of your time is spent, in order to deduct expenses for the business use of your home.

Deductions also may be taken for regular use of a residence for the provision of day care services or for business storage purposes; exclusive use is not required in these cases. You also may take deductions if you rent out your residence. For more information, see Publication 587

 

Let me know if you need any help.

 

57 days ago.

Reply

Lev, how do I treat my mileage from the house to the training office? Can I deduct that? also, can I deduct from house to clients. Most of my clients will be an hour away. My territory is an hour away.

Accepted Answer

The issue is if you are paid for your training.

If you are not paid - your transportation expenses will be in connection with job related education and might be deductible as such.

If you are paid - that would be commuting travel, however - if you have a permanent work place that is different from the training office - your training office might be considered as temporary place of employment - in this case your travel expenses will be deductible.

Please provide these options to your tax person for considerations.

 

Let me know if you need any help.

 

Picture
Expert: LEV
Pos. Feedback: 99.3 %
Accepts: 
Answered: 9/27/2009

Tax Preparer

Taxes, Immigration, Labor Relations

+
Read More

Related Tax Questions

  • What would my net be on a 89 Million dollar ...
  • Can i deduct the down payment i put on my house? I ...
  • Mn state refund
  • we lost our nonprofit status. how do we reinstate our
  • IRS Threat from Medical Clinic against injured patient
  • if a car dealearship has been seized by the state and i ...
  • Will social security withhold taxes from my disability check...
  • I WANT TO KNOW THE NUMBER TO SELL MY STOCK FROM WALMART



Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.
Question List | Become an Expert | Terms of Service | Security & Privacy | About Us
© 2003-2009 JustAnswer Corp.