JustAnswer > Finance
Ask A Question|Register|Login|Help
JustAnswer

Finance

Ask a Finance Question, Get an Answer ASAP!

Have your own Finance question?

3 Financial Professionals are Online Now
characters left:
Not a Finance Question?

Related Finance Topics:

  • Tax
  • ,
  • File
  • ,
  • Lost
  • ,
  • House
  • ,
  • Money
  • ,
  • Credit
  • ,
  • Filing
  • ,
  • Income
  • ,
  • Letter
  • ,
  • Business
Bookmark and Share

Question

I NEED TO KNOW IF IT IS LEGAL TO GARNISHMENT MY HUSBANDS INCOME FROM HIS PENSION FOR A CREDIT CARD THAT WAS MINE. I HAVE A SMALL BUSINESS AND THE CREDIT CARD WAS A BUSINESS CARD. MY HUSBAND NEVER USED IT NOR WAS HE EVEN ON THE CARD. I NEVER USED HIS INCOME BEFORE TO MAKE ANY PAYMENTS BECAUSE IT WAS MY BUSINESS CREDIT CARD. WE HAVE FELL ON REALLY HARD TIMES DUE TO ALOT OF PERSONAL PROBLEMS DUE TO THIS I LOST ALOT OF MY CLIENTS. I HAVE NOT HAD ANY INCOME WHAT SO EVER SINCE APRIL 2009. I DO INCOME TAX AND BOOKKEEPING HOWEVER MY SON WAS IN AND HOUSE EXPLOSION IN 2007 AND I AM/WAS SELF-EMPLOYED. MY HUSBANDS HAD TO RETIRER AND WE HAVE BEEN REALLY STRUGULING FINANCIALLY. I HAD SET UP A PAYMENT PLAN OF $50.00 PER MONTH BUT COULN'T MAKE THE PAYMENTS SO THEY TOOK THE MONEY FROM OUR JOINT CHECKING ACCOUNT THAT WAS DIRECT DEPOSITED FROM MY HUSBANDS PENSION. I HAVE TO GO TO COURT TOMMOROW MORNING.

Submitted: 74 days and 5 hours ago.
Category: Finance
Value: $15
Status: CLOSED
+
Read More

Optional Information

State/Country relating to question: Michigan

Already Tried:
I SENT LETTERS TO THE LAWER THAT TOOK THE MONEY AS A GARINSMENT EXPLANING THE INCOME IS NOT MINE. ALSO TO THE COURT HOUSE THAT ALLOWED THEM TO DO THE GARNISHMENT. I EXPLAINED IN DETAITL ABOUT OUR FINANCIAL TROUBLES. I ALSO EXPLAIND THAT WE WERE INVOLVED IBN A SCAM AND THEN IDENTITY THEFT IN THE LAST 6 MONTHS THAT TOOK EVERY PENENY WE HAD.

Posted by Milan Vaishnav 74 days and 5 hours ago.

Answer

Dear Friend,

 

Sorry for your situation.

 

Coming straight to your problem, NO...Your husband's pension CANNOT BE GARNISHED.

 

He has no "Leagl Involvement" on the Credit Card and business you owned. Also no involvement in the debts your owe.

 

Remaining very to-the-point, I would seriously suggest you to kindly so not waste any time on this. What you can do is that when you appear in the Court tomorrow, you please submit a written submission and state the FACTS to the Court. You seek a legal advice tomorrow or at the earliest, and file for a STAY on the garnishment. YOU CAN DO SO...

 

Secondly, you can contact the Bar council of your State at http://www.michbar.org/generalinfo/staff.cfm which will assist you to find an attorney who has experience handling such matters.

 

TO SUM UP, you WILL have to put up a fight and do this you can do either by your self or engage an attorney to appear, submit a written reply and also file for a STAY on garnishment...THisis something you will have to do immediately..

 

I hope the above helps...

Regards,

 

--------------------------------

If the above helps, kindly press the "ACCEPT" button or "Reply" if you need further help. Positive Feedbacks would be appreciated.

 

Milan Vaishnav,
Consulting Technical Analyst,

74 days and 5 hours ago.

Reply

WHAT IS A WRITTEN SUBMISSION IS IT JUST A LETTER FROM ME OR IS THER A SPICIFIC FORM TO BE FILLED OUT? HOW DO I GO ABOUT FILING A STAY ON GARNISHMENT IS THERE A SPICIFIC FORM THAT NEEDS FILLED?

 

THANK YOU VERY MUCH

JACKIE DOW

Accepted Answer

Dear Jackie,

 

You can give a simple written submission. The clerk of court will help you if you do not have a lawyer.

 

To fiel for a stay, I request you to take a professional help of a attorney as this is a specialized job. I told you WHAT can be done and WHAT IS to be done. BUT you will certainly need a lawyer to do this for you.

 

I hope the above helps...

Regards,

 

--------------------------------

If the above helps, kindly press the "ACCEPT" button or "Reply" if you need further help. Positive Feedbacks would be appreciated.

 

Milan Vaishnav,
Consulting Technical Analyst

Picture
Expert: Milan Vaishnav
Pos. Feedback: 99.5 %
Accepts: 
Answered: 9/9/2009

Financial Advisor

Technical Analyst in Financial Markets -- Experience of more than 10 years in consulting

+
Read More

Related Finance Questions

  • Good Day, my question is we talk with our bank regarding ret...
  • The following data relate to a particular item of merchandis...
  • Why is the following statement true? Other things being the
  • Write a 200- to 300-word description of the four time value
  • My wife is on Title 19. I would like to apply for a reverse
  • The Sommers Company, located in southern Wisconsin, manufact...
  • Amol, need by Friday by 5:00pm...please confirm My Questions
  • My Mother died in 2008; as part of her estate I inherited he...



Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.
Question List | Become an Expert | Terms of Service | Security & Privacy | About Us
© 2003-2009 JustAnswer Corp.