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Question

My main income is a salary position at an outside company. But, I also get income from a small business I am a 50% partner in.

I am currently trying to figure out what tax I will owe when I pay myself via the small business. For example, if I pay myself via the small business, do I have to pay the usual taxes, or just small business taxes. What would I be burdened for $30,000 for example?

Thanks much

Submitted: 83 days and 8 hours ago.
Category: Tax
Value: $20
Status: CLOSED
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Country/State/Province of question: Michigan

Posted by LEV 83 days and 7 hours ago.

Answer

Several issues..

If your small business is an LLC or partnership - you should receive schedule K-1 that reports your pro-rata share of income. That income is treated the same way as your self-employment income - net business income is generally subject of both - income tax and self-employment taxes. Self-employment taxes are generally 15,3%. Your income tax depends on your total income, filing status, deductions and credits. If you need an estimate we need to know all these information.

 

If you are in 25% tax bracket - your tax liability would be 15,3% self-employment tax, 25% income tax, 4.35% Michigan state income tax - total 44.65% from your $30,000

 

If your small business is C-corporation - and you are an employee of the C-corporation - you should receive wages the same way as you are working on your main job. In additional - you might receive dividends from C-corporation - that are taxable as dividends.

 

If your small business is S-corporation - then you are considered an employee of the S-corporation - you should receive wages - similar as above - the IRS required that shareholders who work for S-corporation to be paid a reasonable wages. All other taxable income - should be passed through as dividends regardless if the money were actually distributed or not.

 

Let me know if you need any help.

 

 

83 days and 7 hours ago.

Reply

The small business is an LLC Partnership, last year I was in the 25% tax bracket but most likely will be in the 28% tax bracket this year.

So, if I pay myself $30,000 from the LLC Partnership, that I am a partner in, I (personally) will get hit with the 15.3% self-employment tax, 25% (or 28%) income tax and the 4.35% Michigan state income tax, or would I only be getting hit with the self-employment tax?

I was under the (possibly incorrect) impression that due to being a partner I would only have to pay the 15.3% self-employment tax instead of the income tax that would generally go with it. If this is not the case, how can I pay myself from my small business (which is obviously new to me, so I apologize for the seemingly niave questions) without such a gigantic tax burdern?

Thanks!

Edited by XXXXXXX on 8/31/2009 at 5:13 AM

Accepted Answer

So, if I pay myself $30,000 from the LLC Partnership, that I am a partner in, I (personally) will get hit with the 15.3% self-employment tax, 25% (or 28%) income tax and the 4.35% Michigan state income tax, or would I only be getting hit with the self-employment tax?

 

You will be liable for

-- 15.3% self-employment tax on net business income - or $30,000*15.3%=$4590

Your taxable income will be adjusted by additional $30,000. But it will also be reduced by half of self-employment tax - of $2295 - so your total adjusted gross income will be increased by $30,000-$2295=$27705.

If you pay Michigan state income tax in 2009 and if you itemize - you will be able to deduct state income tax on the schedule A - so your taxable income for income tax purposes will be less be $27705*4.35% = $1205

So your estimated ADDITIONAL taxable income will be $27705 - $1205 = $26500

And your estimated additional income tax liability will be $26500 * 25%= $6625

 

Partnership is not taxable entity - all taxable income and tax liabilities - are passed through to members - and calculated on their individual tax returns.

Self-employment tax is IN ADDITIONAL to income tax - not instead.

 

Let me know if you need any help.

 

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Expert: LEV
Pos. Feedback: 99.3 %
Accepts: 
Answered: 8/31/2009

Tax Preparer

Taxes, Immigration, Labor Relations

83 days and 7 hours ago.

Reply

Fair enough, makes complete sense! Thanks much!

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