Law

Ask a Legal Question, Get an Answer ASAP!

Have your own Legal question?

11 Lawyers are Online Now

characters left:

Not a Legal Question?

Question

The mortgage to our home is in my husbands name and my name is on the tile only. He left the house and is threatening me that if I do not pay for the house it will ruin my credit.
Is this a true statement in Florida.

Submitted: 84 days and 11 hours ago.

Category: Legal

Value: $38

Status: CLOSED

State/Country relating to Question: Florida

Already Tried:
I have asked him to pay 50% of the mortgage untill we can sell the house to protect both of our credit. He has refused.

Accepted Answer

Hi millie,
The nonpayment of the mortgage in Florida, which is not a community property state, would not affect the spouse whose name is not on the mortgage.
However, in the long-run, there is a possibility that nonpayment would affect the spouse whose name is not on the mortgage. That would be if the house were sold in a foreclosure, that spouse was still in the house, and the new owner commenced eviction proceedings against the remaining spouse. Eviction proceedings can have a negative effect on the credit rating.

Edited by Christina Fortunato, Esq. on 8/30/2009 at 7:38 PM

Accepts:
Expert:	Christina Fortunato, Esq.
Pos. Feedback:	99.6 %
Answered:	8/30/2009

Attorney

Admitted NYS Bar, member ABA, NYSBA, NYCBA, QCBA, Licensed Real Estate Broker

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Law

Have your own Legal question?

Related Law Topics:

Question

The mortgage to our home is in my husbands name and my name is on the tile only. He left the house and is threatening me that if I do not pay for the house it will ruin my credit.
Is this a true statement in Florida.

Optional Information

State/Country relating to Question: Florida

Already Tried:
I have asked him to pay 50% of the mortgage untill we can sell the house to protect both of our credit. He has refused.

Accepted Answer

Law

Have your own Legal question?

Related Law Topics:

Question

The mortgage to our home is in my husbands name and my name is on the tile only. He left the house and is threatening me that if I do not pay for the house it will ruin my credit. Is this a true statement in Florida.

Optional Information

State/Country relating to Question: Florida Already Tried: I have asked him to pay 50% of the mortgage untill we can sell the house to protect both of our credit. He has refused.

Accepted Answer

Related Legal Questions

The mortgage to our home is in my husbands name and my name is on the tile only. He left the house and is threatening me that if I do not pay for the house it will ruin my credit.
Is this a true statement in Florida.

State/Country relating to Question: Florida

Already Tried:
I have asked him to pay 50% of the mortgage untill we can sell the house to protect both of our credit. He has refused.