My sympathies to you and your husband for the havoc that doctors can wreak with their words and their sometime incredible refusal to acknowledge an error.
I do not think that you stand much chance with the LTD carrier. Unless he is very lucky because of the age of his police, it is likely that the policy language states that, much like Socail Security, your husband must show that he is disabled from performing any job, or at least any existing in reasonable numbers locally and nationally, in order to receive benefits. The LTD carrier is not bound by the opinion of one doctor, especially when there is an obvious error in the factual basis for his findings.
You are better off pursuing the matter before the EEOC. Hopefully, they will overturn the company doctor's findings and reinstate your husband. If they do not, and rule your husband is in fact disabled, then you should consult with an attorney about pursuing the LTD calim, and also a possible claim against the company doctor for malpractice.
I hope this answers your questions. Please click Accept so that I may be credited for my assistance. Thank you and good luck.
Attorney
Attorney for 28 years. Personal injury, Social Security, family, work comp, criminal trial practice.