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My ex-boyfriend borrowed $1,000 from me to go to school (whie we were still together). He then quit school, didn't pay me back, had me co-sign on a phone for him, didn't pay his final bill, told me he paid it, and actually never did. I received a notice from the collection agency (Centennial Wireless), paid the bill, received mail correspondence STATING that the money had indeed been received and that I was free and clear as according to THEIR RECORDS, and I want my money back. What can I do? What options do I have? Please HELP!

Submitted: 100 days and 15 hours ago.
Category: Legal
Value: $18
Status: CLOSED
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State/Country of Question: Indiana

Already Tried:
Nothing.

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Laws vary drastically by state and country. It is impossible for an attorney to provide legal advice or legal services on JustAnswer. What follows is neither legal advice nor a legal service and may/not apply in your particular state. What follows is general information provided for educational purposes only. No attorney-client relationship is formed. T-USA is not your attorney. No attorney-client privilege exists. Anything you write can be used in court if discovered by an opposing party.
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Answer


You may have grounds to sue your ex. Most likely, this will fall under the jurisdiction of a small claims court.

With small claims, a person's first step is usually to ask the other party to pay the money owed. If the other party then refused, a plaintiff may wish to file a small claims lawsuit. Small claims courts are generally available for to plaintiffs who are suing for relatively small sums, though the sums over which small claims courts have jurisdiction varies from state to state.

Small claims court is generally very friendly to individuals who represent themselves. Accordingly, many plaintiffs wish to do that so as to maximize the money they keep from if they recover. However, it is often wise to consult a licensed attorney to assist in developing a small claims case. A properly developed claim will be more likely to yield a recovery when the process has concluded. It is also wise to ask the attorney whether or not punitive damages may be sought in the particular claim. While punitive damages are often unavailable, when they are, they usually multiply the sum recovered substantially. An attorney who is licensed to practice in the state should generally be able to provide such assistance in a timely manner, helping to ensure that the best possible chances for success in court.


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You should consult an attorney who is licensed to practice in your state about these matters. You can find an attorney licensed to practice law in your state through your state's lawyer referral services:
http://www.abanet.org/legalservices/lris/directory/

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Expert: T-USA
Pos. Feedback: 98.8 %
Accepts: 
Answered: 8/14/2009

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