A few things to clarify:
1. If the finger jointed studs are not code then what do I do? Is this fixable and is this such a big problem that the value of my home is in major jeapardy?
2. The vinyl frame of the window did have a hairline crack in it adjacent to the transom window that popped. does this change your thoughts on this?
3. Finally, if I understand you correctly, it seems that you doubt the foundation itself is really settling, rather the problem with the doors and windows may indeed lie in the studs moving?
4. If I wanted to have an inspector look at this in more detail what type of qualifications should I look for?
Thanks John
General C&ontractor
35 years of troubleshooting construction, remodel, component & material failures. What to do next