Thank you for contacting our JA team for guidance.
I am very sorry to hear of this accident. You must be really shaken up.
Based on the information you have provided, that she is doing OK, it is very likely that any settlement or judgment would not exceed your policy limits. Your insurance company also has a duty to defend you in any negotiations or lawsuit, so you should not lose your home or other assets.
Your insurance rate will likely go up, but other than that, you should not suffer any other financial repercussions from this. I would just be very happy that no one was seriously injured.
Please let me know if you need additional information.
Best regards,
TG
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Lawyer.
licensed attorney for 11 years including employment, business, contract, domestic, and general civil
In response to your feedback question: You can always ask for me Tina G or the system allows you to select an expert if you wish. Yes, you will need to wait and see now what kind of demand the pedestrian makes against your insurance company and go from there.
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Thank you and the very best to you.