Accepted Answer

You really cannot sue the CC company, since they too were defrauded and victimized on this matter. Unfortunately, the bad part of these matters is that they can take years to straighen out and the best way to make the process move more smoothly is by hiring a consumer protection law attorney to send out the notices to the CC companies and the credit bureaus to adjust your credit score and note the fraud on your credit report. This is a frustrating process to work through. Even if you did not meet the deadlines, if your identity was stolen, then the time frames set by the companies are not realistic and they are trying to make you pay their losses and you are not responsible for these losses. This is another area where the attorney will be able to stop the CC companies from trying to make you bear the burden of their losses.

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Expert:	PaulMJD
Pos. Feedback:	99.5 %
Accepts:
Answered:	3/15/2009

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