They cannot garnish wages without a judgment, Once there is a judgment, the creditor can garnish wages. In iowa,
Garnishments last for seventy days. The maximum part of an individual's aggregate disposable earnings for the workweek that is subject to garnishment in Indiana is the lesser of:
1. 25% of the disposable earnings; or 2. The amount of the disposable earnings that exceed 40 times the federal minimum hourly wage.
1. 25% of the disposable earnings; or
2. The amount of the disposable earnings that exceed 40 times the federal minimum hourly wage.
There is a sliding scale per creditor (not per judgment) ranging from $250 to 10% of annual wages, depending on annual wages.
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