This breed can suffer from a problem with alopecia hair loss.
You can read about this and other causes of hair loss here.
http://www.marvistavet.com/html/body_alopecia_x.html
You may find that using melatonin will resolve the hair loss issue. You can talk to your vet about trying that. Its an over the counter supplement available in many pharmacies as its used by people for jet lag among other things.
Hope this helps you!
Dog Expert:Rescue, Train,Breed,Care
30+ yrs dog home vet care & nursing, rescue, behavior&training, responsible show breeding, genetics
If you read the article above it discusses the use of melatonin for alopecia issues in poms and other breeds.
She may have a skin infection on top of the hairloss issue.
Your vet may want to check her for Cushings disease (also mentioned in the above article) which you can read about here
http://www.marvistavet.com/html/body_cushing_s_disease.html
But pomeranians can lose fur due to a hereditary issue - like humans inherit baldness.