Hi, and welcome to Just Answer. Thank you for entrusting me with your legal issue. I will do my best to assist you. During the course of our interaction , I may need some additional information. Also, please keep in mind that while I assist you, I don't know what you already know about the issue unless you tell me.
They are underpaying you in light of the book values. The dealer info in your 2) is not relevant however. Your 3) may be true but also does not affect the case.
I believe this is an unfair settlement practice. I would write a letter of complaint to the state Insurance Department. Before you send it, send a copy to your company and tell them if they do not pay 20K in 7 days you will maik the complaint to the state. Send the letter certified mail rrr and regular mail.
rich
Lawyer (JD)
NYC Trial Atty. 30 yrs.- pers. inj., contracts, real estate, criminal, estates, matrimonial.
THIS IS FOR RVLAW
Thank you for the suggestion, I am typing the letter to the State Insurance Regulator this evening and will send them out registered mail to the insurance company and my agent in the morning. I will wait for a reply from them prior to sending it to the state.
If you have any other Ideas I would enjoy hearing from you again.
Thanks for your help RVLAW.
Very much appreciated,
Joathanthepainter