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Question

I have four fast food restaurants. I need to sell two of them because of health problems and debt problems. One was built in 1988 for $600,000. The second was built in 2006 for $1,200,000. The debt on these two right now is $1,850,000 (refinancing, new equipment purchases, and buying out of partners). Our credit debt is $150,000 (business charges). Is there any way at all to save on Capital gains taxes if we are keeping two smaller restaurants (one built in 1995, the other in 1997) that are barely paying their own way. We need to take whatever we can from the sale to pay off all bills so that we will have some kind of income off the smaller two restaurants (no one wants to buy them because they are not making a profit). The government already has gotten more than we have over the years. Is there any way to save on this?

Submitted: 578 days and 15 hours ago.
Category: Tax
Value: $45
Status: CLOSED
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Optional Information

Optional Information:
Arkansas

Already Tried:
every search engine I could find--no luck

Accepted Answer

How much is our cost basis in the businesses?

You will owe tax on the capital gain on sale of the business. You will have to allocate sale proceeds to Sec 1250 assets(real property( Sec 1245 assets(other depreciable assets), Goodwill & supplies.

Gain on Sec 1250 assets will be taxed as long term capital gain unless accelerated depreciation method has been used. Gain on sec 1245 assets will be taxed at higher rates to the extent depreication claimed. Goodwill be taxed as long term capital gain.

Debts that you owe will not reduce the gain. In fact these debts are represented by the assets as you must have used the debts in buying the assets.

It is quite possible that you may have loss on sale of the business from 2006 since the assets may not be much depreciated. This loss will offset gain on other business (if both business are operated as pass thru entities or sole proprietorship). It is difficult to provide a definite answer with limited informaion. I would suggest you to talk to your tax professional and have him run some numbers for you.

 

Let me know if you have any question.

 

Please note: This advice is provided with the understanding that all the relevant facts have been provided by you. Any change in facts might affect the advice given and hence may not be relied on in such cases. Nothing contained in this reply was intended or written to be used, can be used by any taxpayer, or may be relied upon or used by any taxpayer for the purposes of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended.

 

 

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Expert: RD
Pos. Feedback: 99.4 %
Accepts: 
Answered: 4/23/2008

Certified Public Accountant (CPA)

CPA, MBA, Over 10 yrs of experience in tax planning and business consulting..

578 days and 11 hours ago.

Reply

My "tax professional" (our accountant) has already ripped us off and has not been any help at all. We have tried changing accountants, but this is a small town and he has told other accountants our personal medical information and lied to keep them from taking us as clients (one called him with me sitting right there in his office and I heard every word he said!) He was a partner (in name only--he put NO money in the business) for about seven (7) years but couldn't hide it from his wife any longer, so he sold us his share. He doesn't want us to sell. These businesses are operated as separate S Corporations. The oldest had a partner that owned 25% until we took out a loan of $125,000 one month ago to buy him out. We have an offer of $2.6 Million to purchase the two with a debt of $1.85 Million. The other two have a debt of $800,000 combined. Cost basis? Not sure what that entails.

Posted by RD 578 days and 8 hours ago.

Answer

As previously mentioned it is difficult for me to give you information on the total tax implications as a result of the sale. By cost basis I meant the amount that you have invested in the business over a period of time minus the distributions taken by you minus losses suffered and increased by the profits you made in the business.

I would suggest you to get some tax help if not in your town....than from the place close to your town...

 

Let me know if you have any question.

 

Please note: This advice is provided with the understanding that all the relevant facts have been provided by you. Any change in facts might affect the advice given and hence may not be relied on in such cases. Nothing contained in this reply was intended or written to be used, can be used by any taxpayer, or may be relied upon or used by any taxpayer for the purposes of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended.

578 days and 5 hours ago.

Reply

Reply to RD's Post: I cannot imagine what other information you need to give me an answer to this! Can capital gains taxes be deferred or must they be paid at the time of the sale?

Posted by RD 578 days and 5 hours ago.

Answer

I need the cost of the various assets and the depreciation that has been claimed. I would also need the allocation of sale price to the various assets.

Capital gains can be defer only if you do a sec 1031 exchange which means you reinvest in another business or investment activity. It cannot be investment in an existing business or activity.

 

Let me know if you have any question.

 

Please note: This advice is provided with the understanding that all the relevant facts have been provided by you. Any change in facts might affect the advice given and hence may not be relied on in such cases. Nothing contained in this reply was intended or written to be used, can be used by any taxpayer, or may be relied upon or used by any taxpayer for the purposes of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended.

 

577 days and 4 hours ago.

Reply

All of the answers I received were truly generic and did not specifically answer any of my questions.

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