When you opened your accounts with Band of America you signed documents which, in effect, were contracts between you and the bank. In those documents, which we as customers never read, is language pertaining to what they did to you. This being the case it's unlikely you would prevail in any court action. You might want to request copies of the documents you signed to be sure they have not taken action that was not in your particular agreements.
Dennis (cut2it)
NCP
Investment R.E. Broker 30 yrs. & past owner of Mortgage Brokerage Company.