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Question

I have been given an estimate from an auto repair co. that is affiliated with my insurance company and a replacement bumper that was damaged in the accident is on the estimate. Should I be charged for a secopnd deductable because there was a dent on the bumper before the accident.

Submitted: 656 days ago.

Category: Legal

Value: $15

Status: AWAITING CUSTOMER ACTION

Optional Information:
Port Orchard, Washington

Already Tried:
I have tried to reason with the Insurance Co. I did not get a police accident report, the other driver knows they were at fault. But the two ins. co's say we are both at fault and insisted I use thioer repair co.

Accepted Answer

No. Just because there is a previous dent in the bumper does not allow the insurance company or the repair shop to charge you for replacing the bumper now that it has been destroyed in an accident. Also, by law you are entitled to get an estimate from companies not recommended by your insurance carrier (and I would do that) since many times the insurance carriers repair shops are actually more expensive.
Good luck. If you have any other related questions please let me know. If you found this answer helpful please accept so I can continue to help others like you in the future. Thank you.

Accepts:
Expert:	Bill F.
Pos. Feedback:	99.4 %
Answered:	2/6/2008

Paralegal

State Paralegal - 10 Years Hands on Legal Experience

656 days ago.

Reply

Thank you for confirming what I believed.

Posted by Bill F. 655 days and 23 hours ago.

Answer

Take care.

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