Insurance usually makes decisions on whether it will pay for health procedures based on whether or not they are necessary to daily life functioning. This sounds like a regular problem that is in fact impairing your functioning. However, it would be impossible to really answer this question because of how much insurance companies vary and how it will vary depending on the policy that you have selected. Navigating the paperwork that comes along with your insurance can be very confusing; the easiest and most effective path to take is to contact a customer service representative for your insurance company and ask about the specific procedure that you are requesting. They can tell you whether this is covered by your own insurance and the policy that you have or whether you would pay a percentage and what that percentage would be.
If you tell me your insurance provider, I could help you find that number if you don't have it onhand at the moment : )
I hope this is helpful to you; please remember to press ACCEPT and feel free to contact me if you have something to add.
Nurse
RN, CNA II, BLS-CPR certified, Ordination current, Author of "In Exchange for Grace"