Personal Injury Law
Personal Injury Law Question? Ask Personal Injury Lawyers.
I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear about your accident.
You're entitled to compensation for your medical expenses, lost wages, AND pain and suffering. When you get a settlement from a car insurance company after an accident, you have to repay your medical insurance company for any amounts they spent on your behalf. This is true for all insurance providers in the U.S., including Medicare. That means you're right - what they're offering is too low.
The general rule of thumb for negotiating pain and suffering is 3-5 times the medical bills. If you can get a doctor to state that you'll have future pain with this, that may help you increase the total. If they refuse to be reasonable, you have a right to seek a lawyer to help you sue the other driver. Most lawyers take these types of cases on contingency, so you only pay when you win.
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