Personal Injury Law
Personal Injury Law Questions? Ask Personal Injury Lawyers.
Hello. I am sorry no one answered your question right away. I hope I can help. If the policy limit is indeed one million dollars, and your actual medical bills are more than $100,000, you should probably expect to settle for around $300,000-$450,000. I am estimating your full medical plus lost wages at $150,000. A good multiplier in cases like this is 2X-3X actual medical plus lost wages. The rest is for what is lumped together as "pain and suffering." This would cover both your physical and psychological damages.