Personal Injury Law
Personal Injury Law Question? Ask Personal Injury Lawyers.
Thank you for requesting me. However, I'm going to opt out and refer this to other experts, as I am primarily a criminal lawyer.
The only thing I would add, is that if you are offered the policy limits from the driver's policy your injured friend will also be asked to sign a release of claim as to that policy and driver. Before you do that, to preserve her rights to make an underinsured claim against her family's policy, you need to offer to the family's policy company the opportunity to make substituted payment of the limits offer. If her own insurance does not want to do the substituted payment ( they usually don't) then you can go ahead and accept the third party policy limits and release the driver from liability and continue on to make the underinsured claim on her own policy. .
So I doing a personal injury case by myself for my friend
Accident happened 1.5 yrs back, she had permanent damage on loss of height on spine, induced arthritis etc, you can look at her and tell her neck is curved. She certainly cant stand for a long time.I have prepared the demand letter and the adjuster is ready to review.
The insurance company did putup some money towards the no-fault claim in the first few weeks.However she hasn't spent much money on medical treatments as she was unemployed, she seeked some "unconventional herb" for soothing the pain per say.
So my main question is.
The amount of claim max liability is 500k for her friends policy whom she got in car accident.the crux of the claim is even after 21 months the permanent damage is shown by docs xray ,pain and suffering and emotional depression as she cant get any barista,warehouse or any other standing jobs The claim amount I have seeked is max of the liability policy i.e 500k. If I calculate the long term effects its easily reaches this number.
As its hard to quantify general damages and multiplication factor as opposed to medical specials. I just want your opinion on the demand amount.