I am trying to build a personal injury lawsuit for my girlfriend in state of NY, We have decided to do it ourselves.we are in another state. This happened in end of 2014.
There will be two claims
no-fault claim &
Bodily injury claim towards a major company insurance( her friend was insured during the accident).
The car accident
happened in the night where her friend hit the pole during rain, they took her to the hospital( spinous process fracture, 5c&6c Vertebrae and bruised ribs, she had had neck brace for 8 weeks,after doctor said it never got properly healed) and abandoned the car told her not to call the cops. The police came next day took a report( we are still trying obtain the report, we couldn't find using online services or calling them).
I have a power of NY attorney to represent her signed by her. I have made initial contact with insurance company and preparing a demand letter.
The key points of attack is that the accident caused permanent damage, her neck is slighly crooked not readily apparent.The doctor said the spine never healed right.
We do have all the doctor paperwork,signed no-fault(w/in 30 day) paperwork through insurance company, missed work and medical costs of not high value perhaps 6000$.
Bodily injury claim:
I am taking her to doctor to get her spine checked and obtain conclusive evidence that the spine is permanently damaged.
just let me know if i am in right path of steps:
1.I have sent a letter of representation letter to the insurance company and asked for the coverage limits, obviously she has permanent damage which is not readily apparent but she feels the pain and slightly curved neck. so we feel that we have a good case as the most
2. After receiving the limits I will send a demand letter and we will also be sending another letter to her own family's auto insurance policy for rest of the possible funds.