Personal Injury Law
Personal Injury Law Questions? Ask Personal Injury Lawyers.
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You would obviously have the right to sue the person for the property damage/costs of repair, but if the person has nothing and no insurance, that could be a futile endeavor.
The only alternative would be for you to file a claim with your insurance company under your uninsured/underinsured coverage for your vehicle and homeowner's insurance. If coverage is available, your insurer could pay your claim and then go after the at-fault party to recover (called subrogation) if it chose to do so.