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Ask Loren Your Own Question
Loren
Loren, Attorney
Category: Personal Injury Law
Satisfied Customers: 29056
Experience:  30 years experience in personal injury law.
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My daughter was hit and injured while working on a crosswalk,

Customer Question

My daughter was hit and injured while working on a crosswalk, our lawyer is saying we can only get the insurance max is that right?
Submitted: 1 year ago.
Category: Personal Injury Law
Expert:  Loren replied 1 year ago.
Good afternoon. I am Loren, a licensed attorney, an I look forward to assisting you today.
Expert:  Loren replied 1 year ago.
Is the insurance adequate to cover the claim? What are the policy limits? Does the defendant have an umbrella policy?
Customer: replied 1 year ago.
Our lawyer said the policy limit is 250k. He said Maryland law states that is the maximum you can sue for.
Customer: replied 1 year ago.
Will you be answering in a few minutes or later?
Expert:  Loren replied 1 year ago.
The 250k is the insurer's limit, but you cn sue for as much as you want.
Expert:  Loren replied 1 year ago.
If you receive a judgment in excess of the policy limit you will have to pursue the defendant's other assets to satisfy the excess.
Customer: replied 1 year ago.
The lawyer sued the insurance company.
Expert:  Loren replied 1 year ago.
Why not sue the party who hit your daughter? The insurance company has no direct liability for your daughter's injuries.
Expert:  Loren replied 1 year ago.
Are you still online with me? Have I answered your question?