Personal Injury Law
Personal Injury Law Questions? Ask Personal Injury Lawyers.
Personal Injury and Bodily Injury Oct. 2014- I experienced both bodily and personal injury from an auto accident on personal property at a retail shopping center. I am currently gathering medical bills. Also I experienced bodily injury to my vehicle. My question to you is there a formula to begin creating a demand letter? I had my vehicle evaluated for damage and the local body shop but did not have it fixed at the third party ins. company approved body shop. The vehicle damage is almost 50% of the vehicle value, yet drivable. At this point I am deciding to purchase a used vehicle and trade the damaged one on the trade or sell outright but have have not closed the bodily nor personal injury claims. Will trading in my vehicle create any kind of issues with the third party insurance company because the vehicle will no longer be present? I have pictures and again the estimates were made by the body shop approved by the third party ins. co. Could you send me web links of example demand letters for both bodily and personal injury and the formulas to calculate the value of the the personal and bodily injury claims? I am aware of the personal injury claim statute runs out 12 mo. from the time of injury in TN. Are there any statutes for bodily injury claims?
Also I have used my medpay for the personal injury bills and my medpay insurance company stated that my rates should not go up as long as the medpay insurance is reimbursed through subrogation by the third party ins. liable for the personal injury. Also within the first 90 days of the injury the third party ins. liable contacted me around 3-4x per month via phone or letters about these two claims but I have yet to respond. Is this wise until the demand letter is created for both claims?