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thank you very much for your very experienced answer ,can you explain about umbrella clause ?i think this man that hit me and screwed my life up his not to much he is poor so going after his assets is a wasteful time and money
I have bodily injury liability 25000 for each accident each person 25000 coverage 50000each accident I don't know if he his any other type policies I have 3 weeks before deadline and have wasted my time with legal advice that got me no where the last 2 years you have informed me with more information thank you again the lawyer I just had let me go a day ago so I am trying to find another one a good one my car was totaled out and my son was in the accident with me also he suffered whiplash and had to have months of therapy
checked my policy this is typed word by word from policy agreement uninsured motorist coverage insuring agreement we will pay damages which a covered person ,as defined in this part is legally entitled to recover from the owner or operator of an uninsured motor vehicle because of bodily injury. sustained by a covered person and caused by an accident which in no way involves the operation of any automobile by a non-covered person the owner's or operator's liability for these damages must arise out of the ownership, maintenance or use of the uninsured motor vehicle any judgment for damages arising out of suit brought without prior notice to us and, and without our written consent is not binding on a claim being made by any covered person , against us. a default judgment rendered against the owner or operator of an uninsured motor vehicle shall not be binding nor determinative of any issue arising in a claim being made by any covered person.
thank you so much for all your informative advice I have been so lost and scared hurt now I am facing surgery in future on my neck and have severe pain in sacroiliac joint I am going on the site you gave me hopefully I will get a lawyer that will work for me; very hard to find these days since I have police report that proves the accident was not my fault and file a claim with my insurance company will it likely make my insurance premium go up or can I file the claim or does the lawyer have ?
ok thank you and will it cause my insurance premiums to go up since it was not my fault thank you again sir for your help you have helped me so much again thank you
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