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There are two separate issues here. The potential criminal liability, and the potential civil liability
If this person brings a lawsuit against you, it is the responsibility of your insurance carrier to defend you against any claims. If this person ends up making claims in excess of your policy, then, and only then, will you need to get an attorney
This is a separate issue from any criminal liability you may face
Because you called 911, it is likely that the police will not charge you with a battery.
No, the insurance will take care of any civil matter against you.
This is separate than if the state of new york decides to charge you with a crime.
(which again is unlikely depending on the circumstances)
What will likely happen is that this gentleman will file a negligence claim against you (and ultimately your insurance carrier)
But in response to your question, yes, you should call your car insurance and report the accident. They will take care of everything civilly after this
Yes, any negligence claim would be taken care of by the insurance company. The only time you will want to get a private attorney involved is if you have a minimum policy and this person is claiming millions of dollars in damage.
This is because while an insurance company is required to defend you, if they know that they will be paying out the policy regardless, they (rarely, but does happen) do not always act in the best interest of the insured
Yes. If the person dies they would not longer file a negligence claim, but rather the family of that individual would file a wrongful death claim.
The process would be the same however
at least on your end
And again, the criminal lawyer would only become important if you were charged with a crime
On the police report, usually they will put a code if they believe a crime has been committed
Yes insurance will handle anything and everything as long as you did not intentionally run this person over with your car
Then this would be considered an intentional tort and you would have to defend yourself
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