Hi - my name is XXXXX XXXXX I'm a Personal Injury litigation attorney. Thanks for your question.
The owner generally isn't liable for the injuries to a subcontractor on the premises so long as the property owner does not control the operative details of how the sub-contractor does his work, and so long as the property owner warns the contractor of known dangers he will encounter.
So, there is some risk IF it is alleged that you caused the dangerous condition. Thus, the best thing to do is to have any subcontractor obtain additional insurance naming the general contractor and you (owner) as an additional insured.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).