I would have to get the hospital stay information, but the chiro I believe was $2140.00
Thank you for your follow-up.The reason I ask is because typically the rule of thumb of estimating what potential 'pain and suffering' would be is about 3 to 5 times the medical bills that the person incurred. If the bills were about $2,000, then at most you are looking at possibly a $10,000 payoff. As a consequence you can start at that amount and negotiate down if you like, if you feel that the current amount is somehow too low.Hope that helps.
Just one follow question, I know the insurance is not out for our best interest, and is looking to settle for as low as possible, is there any type of verbage that we could use to basically say what you are explaining, so that the insurance company knows we arent just some run of the mill push over "client"
Thank you for your follow-up. You are indeed correct, they are out for their own botXXXXX XXXXXne primarily and not out for you. There is no 'best' language but you can point out that if they fail to provide additional costs, you will retain counsel and sue for actual costs, which will increase their costs and will not really affect you going forward.Good luck.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).