Hello and thank you for entrusting me to assist you. I am very sorry to hear about your car accident.Settlement values for bodily injury claims are extremely fact dependant. While it is difficult to make sweeping generalizations about what a claimant "should" receive or what his or her claim is likely worth at trial, a general rule of thumb is that the total settlement value should range between 2-3 times the total of medical bills incurred.Thus, if you incurred $10,000 in medical expenses and the insurance company is only offering to cover your expenses plus $7,000, that is likely an unacceptably low settlement offer, as it amounts to just $17,000--less if the insurance company can negotiate what they owe to the workers compensation insurance carrier (usually a 1/3 reduction is obtainable).I am not sure if you are representated by an attorney or what your situation is exactly, but I would consider countering their offer with something substantially greater. However, as I am not your attorney and cannot provide "legal advice" through this limited and public online forum, I am in no position to suggest a particular number to you.What I can say without hesitation, though, is that the settlement offer you have received is extremely low and you really should be able to get a few thousand dollars more than that.If I can be of any further assistance to you in answering your question, just let me know.
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