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richanne96
richanne96, Attorney
Category: Personal Injury Law
Satisfied Customers: 331
Experience:  Attorney in private practice in Phoenix, AZ
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There is an 501 Charity organization in our area that solicits

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There is an 501 Charity organization in our area that solicits volunteers to give rides to/from marine base to airports, etc. All volunteers use their own basic, passenger cars and the drivers for the most part are retired men who do not have commercial licenses or insurance. We are in CA. Could you comment on any risks that we drivers could be under should an accident occur while one of the marines are in the car.

The marines do sign waivers for using this free volunteer transportation.

Thanks you. Carol

richanne96 :

Hello. I am reviewing your question now.

richanne96 :

The drivers do not have any vehicle insurance at all? Or they just do not have commercial insurance?

richanne96 :

The penalty for driving without insurance in California is a traffic citation and possible impounding of your vehicle. If you are in an accident and do not have insurance, you may loose your license for up to 4 years.

Customer:

The drivers have insurance, but not commercial coverage.

richanne96 :

Since the volunteers are not getting paid, the 501(c)(3) is not responsible for their negligence.

richanne96 :

The volunteers likewise will not be required by law to have commercial insurance.

richanne96 :

They are not driving for money. They are giving someone a ride for free. The fact that it is arranged though the 501(c)(3) should not change that.

richanne96 :

So if the drivers get in an accident, it will be treated the same as any other accident if they were giving someone else, a passenger, a ride somewhere.

richanne96 :

If the volunteer driver is at fault, his insurance will cover the accident.

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