Please let me send my best to you both in this difficult time. She certainly can claim half her life insurance. No one can be forced to take any medication or treatment in order to qualify for the draw against life insurance. What someone cannot do is to do something to hasten his or her death. Which would not make sense if one wants to draw out money. But, there are things that could harm a person I suppose. She can and should apply for the money ASAP. Luckily she has that option. Please follow up with any questions.
do you know if it's complicated to do and what i should start with
You need to request the forms from your life insurance company. Send by letter, no phone calls---calls get ignored much too often. It is not at all complicated.
i will call tomorrow and let you know what they say
Please do. I'm here to help and chat as long as you need to.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).