If the insurance company does not pay, would it be helpful for us to retain a lawyer to represent us? How do we make sure we find an appropriate attorney? We are in Oregon. DDS provided service in NY.
Initially the insurance company was set to pay the provider the full billed amount.
Then they adjusted their explanation of benefits and reimbursed the DDS at what they call their " highest rate of reimbursement" which was $ 235.00,leaving us to pay the rest. They did fully cover the hospital outpatient charge, the radiologist charge and the CT scan.
Oh, and Thank You so much for your time tonight! Lawyers are amazing!
Oh, I will absolutely give an excellent review. Let me sit and think for a bit if I have other questions. Thanks
We did not sign as guarantors. We do have his monthly premiums deducted from our bank account as his was not set up to do so. Is this a problem?
Is there a certain way to notify the DDS office of my son's indigent status? Just a certified letter? Or should my son just call the DDS office and ask them what format to use to claim this.
Think that is all the questions for now. I will wait for your answer and then complete the rating upon leaving the chat. To triple check...my husband and I are not liable if we claim him as a dependent this year, as he is a full time student? The insurance contract is between him and the insurance company. We are not a part of it, except for allowing the company to deduct premiums through my account.
I am also on a joint checking account with him (his campus age checking account) where he keeps all his money. (about $ 700.00)
Thank You So Much.
That gives me a lot to work with. I feel much more grounded now.
You are great!
One more question actually.
I am Andrew's custodian in Oregon for at UTMA account that has several thousand dollars in it that I withdraw to pay for qualified college expenses. I think I recall that in Oregon, Andrew has to be 21 in order to access this account. I can take money out without penalty for his education expenses.
I was wondering if the DDS could get at this money.
Thank You again :)
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