RE: California Car AccidentHello - This weekend I was involved in small auto accident. I turned left onto street when I saw about 20 feet in front of me a truck w/ his reverse lights on backing into the road. So I stopped. The truck clearly backed out far enough so he could put the truck in "D" and go forward; however, he just kept coming and coming and ran right into me. 2 seconds before he hit me I was laying on my horn. In fact the car behind me saw what was about to happen and was blowing his horn too but nothing stopped this guy from running into me. He got out of his truck said sorry and we exchanged info. I called the cops to do report and the cop on scene refused saying it's just small accident but the guy admitted it was HIS fault to that cop. I got the cops name.Anyway this guy’s insurance company left me message saying to call them and do recorded statement. This was clearly at fault. There was NO REASON for him to keep backing up. It was like I block him in or didn't leave him enough room. He just kept backing up for no reason. I concerned doing any recorded statement cuz I know the insurance company will try to deny liability. Is there anyway they could twist this into being my fault? I would typically backup but there was a car behind me, so that wouldn't work.Also I'm not really injured but I did find a bruise the next day on my ribs (small) but it's still there. My relative who is an RN said I might have a hairline fracture but it's not worth the radiation for me so I'm not going to the doctor.In a situation like this will they repair car and give me a few hundred for the hassle?
State/Country relating to question: California
It is not your fault. It is difficult to turn the liability around if the other vehicle was going in reverse. If the insurance company is reputable then they will repair your car. You will need to have documentation of any physical injuries. You can visit your own doctor or go to the emergency room.
Does the insurance give you any money for all this hassle and stress? I have a very small injury - bruise - too.
They will not give you money for an injury unless you document it by going to the doctor or hospital. If they are just paying for your repairs then it is dollar for dollar. No extra for stress or hassle.
Hello - I just new info. A rental car in california is NO FAULT according to somebody I spoke w/ at a rental company.
So even though it wasn't my fault I'm still on the hook for the damage. Is this actually the law? So the other driver who was in error just gets off w/ no loss?
No, they are still liable. If you both have insurance then the insurance pays without regard to fault. If you do not have no fault insurance the at fault party is still liable.
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