I was in a 'no fault' Car Accident 2 years ago. I've been suffering physically debilitating migraines and headaches every day. The migraines have gotten worse over time and my job performance has declined because of them. I've been at my place of employment for 16 years. My boss/owner of company dropped me from working 5 days a week to 4 days a week a few months ago because I started calling in sick with a migraine at least once a week. Doctors can't seem to pinpoint the reason for the migraines. This has caused me a great deal of depression and my work performance has suffered greatly. I just got fired because of work performance. I faxed in my medical claim a few hours prior to the 2 year Statute of Limitations deadline to the insurance company of the car that rear ended me. Wouldn't the statute of limitations legally run out at the exact time the accident took place? They claimed I turned in paperwork too late and missed the deadline so they only offered me the legal limit by law...$1000. I signed the waiver and agreed to this, but feel they lied and intimidated me in order for me to sign the paper. My question is...Did I get my claim in on time or did I really miss the Statute of Limitations deadline by law?
State/Country relating to question: California
This is my first inquiry regarding this matter.
The statute of limitations is the date by which you had to file a lawsuit against the insurance company for the damages. If you did not file suit to stop the statute of limitations and simply sent the claim to the insurance company hours before the deadline, they would be right to deny the claim since you are now beyond the statute of limitations and merely filing a claim with the insurance does not stop the statute of limitations from running I am afraid.
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